NPV Calculator

Net present value discounts a project's future cash flows to today and subtracts the upfront cost. A positive NPV means the project adds value.

Your details

Initial investment$Annual cash flow$Discount rate%Years

Net present value

$5,474.56

PV of cash flows: $55,474.56

PV of flows vs investment

PV of cash flows: $55,474.5653%
Initial investment: $50,000.0047%

Net present value$5,474.56

Formula

NPV = Σ CF ÷ (1 + r)^t − initial investment, for a level annual cash flow.

Sources & methodology

•U.S. SBA — business guides — U.S. SBA

Last updated: 2026-07-20

Also on your phone

Numveo for Android

200+ financial calculators — mortgage, loans, taxes, retirement. Fast, private, and fully offline.

GET IT ONGoogle Play

Embed this calculator⌄

Paste this into your page — it works with no key and computes in the visitor's browser. The short credit line links back to Numveo; please keep it.

<iframe src="https://numveo.com/embed/npv-calculator" width="100%" height="640" style="border:0" loading="lazy" title="NPV Calculator"></iframe>
<p style="font:13px/1.5 system-ui,sans-serif;color:#52514e;margin:6px 0"><a href="https://numveo.com/business/npv-calculator" target="_blank" rel="noopener">NPV Calculator</a> by <a href="https://numveo.com" target="_blank" rel="noopener">Numveo</a></p>