Cash Back Calculator
Estimate the annual rewards a cash-back card earns on your everyday spending.
Your details
Annual cash back
$480.00
- Monthly
- $40.00
- Annual spending
- $24,000.00
Annual cash back$480.00
Formula
Cash back = spending × rate. Annualized over 12 months.
Sources & methodology
- •CFPB — credit cards — CFPB
Last updated: 2026-07-20
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