Annuity (Present Value) Calculator
Find the value today of a stream of equal future payments — the present value of an ordinary annuity.
Your details
Present value
$7,721.73
- Total payments
- $10,000.00
- Discount
- $2,278.27
Present value vs discount
- Present value
- $7,721.7377%
- Discount
- $2,278.2723%
Present value$7,721.73
Formula
PV = PMT × (1 − (1 + r)^−n) ÷ r, where r is the periodic rate and n the number of payments.
Sources & methodology
Last updated: 2026-07-20
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