Future Value of Annuity Calculator

See what a stream of equal monthly payments grows to at a given return — the future value of an annuity.

Your details

Monthly payment$Annual return%Years

Future value

$81,939.67

Total paid in: $60,000.00
Interest earned: $21,939.67

Contributions vs interest

Contributions: $60,000.0073%
Interest: $21,939.6727%

Future value$81,939.67

Formula

FV = PMT × ((1 + i)^n − 1) ÷ i, where i is the monthly rate and n the number of payments.

Sources & methodology

•U.S. SEC — saving and investing — SEC

Last updated: 2026-07-20

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