Debt Consolidation Calculator
See the single monthly payment and total cost of consolidating your debts into one loan.
Your details
New monthly payment
$518.96
- Total interest
- $6,137.53
- Total cost
- $31,137.53
Principal vs interest
- Principal
- $25,000.0080%
- Interest
- $6,137.5320%
New monthly payment$518.96
Formula
Amortized payment M = P·r(1+r)^n / ((1+r)^n − 1).
Sources & methodology
- •CFPB — debt consolidation — CFPB
Last updated: 2026-07-19
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