Lease vs Buy Calculator (Car)
Compare the total cost of leasing versus buying the same car over a period — buying counts the resale value you keep.
Your details
Lease costs more by
$4,800.00
- Lease total cost
- $16,400.00
- Buy net cost
- $11,600.00
Lease vs buy cost
- Lease total cost
- $16,400.0059%
- Buy total cost
- $11,600.0041%
Lease costs more by$4,800.00
Formula
Lease cost = down + monthly × term. Buy net cost = down + monthly × term − resale value.
Sources & methodology
- •CFPB — auto — CFPB
Last updated: 2026-07-20
Also on your phone
Numveo Cars for Android
Car loan, lease, fuel, EV and ownership calculators — precise to the cent and fully offline, on the go.
Embed this calculator⌄
Paste this into your page — it works with no key and computes in the visitor's browser. The short credit line links back to Numveo; please keep it.
<iframe src="https://numveo.com/embed/lease-vs-buy-calculator" width="100%" height="640" style="border:0" loading="lazy" title="Lease vs Buy Calculator (Car)"></iframe>
<p style="font:13px/1.5 system-ui,sans-serif;color:#52514e;margin:6px 0"><a href="https://numveo.com/loans/lease-vs-buy-calculator" target="_blank" rel="noopener">Lease vs Buy Calculator (Car)</a> by <a href="https://numveo.com" target="_blank" rel="noopener">Numveo</a></p>