Personal Loan Calculator
Estimate the monthly payment and total cost of a personal loan.
Your details
Monthly payment
$491.08
- Total interest
- $2,678.91
- Total cost
- $17,678.91
Principal vs interest
- Principal
- $15,000.0085%
- Interest
- $2,678.9115%
Monthly payment$491.08
Formula
Amortized payment M = P·r(1+r)^n / ((1+r)^n − 1), with r the monthly rate and n the number of payments.
Sources & methodology
Last updated: 2026-07-19
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