Rent Affordability Calculator

See how much rent fits your income using the 30% rule (or your own ratio).

Your details

Monthly gross income$Rent-to-income ratio30 %

20 %50 %

The 30% rule is a common guideline.

Rent you can afford

$1,500.00

Per year: $18,000.00

Rent you can afford$1,500.00

Formula

Max rent = monthly gross income × rent-to-income ratio.

Sources & methodology

•CFPB — renting — CFPB

Last updated: 2026-07-20

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Renting vs Buying a HomeBuying isn't automatically better than renting. The right answer depends on how long you'll stay, the true costs of ownership, and what you'd do with the difference.

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