Crypto Tax Calculator
Estimate the US capital-gains tax on a cryptocurrency sale. The IRS treats crypto as property, so selling, swapping, or spending it is a taxable event — only a positive gain is taxed.
Your details
- Capital gain / loss
- $5,000.00
- Net after tax
- $14,250.00
- Tax as % of gain
- 15.00%
Gain kept vs tax
- Net gain kept
- $4,250.0085%
- Tax
- $750.0015%
Formula
Gain = proceeds − cost basis. Tax = gain × your rate (only if positive). Short-term gains (held one year or less) use your ordinary income rate; long-term gains (held over a year) use the 0/15/20% rate.
How it works
Your holding period decides the rate. Sell within a year and the gain is taxed like salary; hold longer than a year and it qualifies for the lower long-term rates. A loss isn't taxed and can offset other capital gains.
Frequently asked questions
Is crypto taxed when I sell it?⌄
Yes. The IRS treats crypto as property, so selling, trading one coin for another, or spending it is a taxable event. Only the gain — proceeds minus your cost basis — is taxed.
What rate applies to my crypto gain?⌄
Held one year or less, the gain is short-term and taxed at your ordinary income rate. Held more than a year, it's long-term and taxed at 0%, 15%, or 20% for most filers.
Can crypto losses reduce my taxes?⌄
Yes. Capital losses offset capital gains dollar for dollar, and up to $3,000 of net loss can be deducted against ordinary income each year, with the rest carried forward.
Sources & methodology
Applies the rate you enter to a positive gain. Estimate only — excludes state tax, net investment income tax, wash-sale considerations, and cost-basis method (FIFO/specific-ID). Not tax advice.
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