Standard Deduction Calculator (2025)
The standard deduction is a flat amount that reduces your taxable income, no receipts required. See your 2025 standard deduction and the taxable income left after it.
Your details
- Taxable income
- $64,250.00
Deduction vs taxable income
- Standard deduction
- $15,750.0020%
- Taxable income
- $64,250.0080%
Formula
For 2025 the standard deduction is $15,750 (single) or $31,500 (married filing jointly). Taxable income = gross income − standard deduction (or your itemized deductions, if larger).
How it works
Most taxpayers take the standard deduction because it beats itemizing. You'd only itemize if your deductible expenses — mortgage interest, state taxes, charity — add up to more than the standard amount.
Frequently asked questions
What is the 2025 standard deduction?⌄
For tax year 2025 it's $15,750 for single filers and $31,500 for married couples filing jointly. Head-of-household and additional age/blindness amounts differ.
Should I take the standard deduction or itemize?⌄
Take whichever is larger. Most people take the standard deduction; itemizing pays off only when deductible expenses exceed it.
Does the standard deduction lower my tax directly?⌄
It lowers your taxable income, not your tax dollar-for-dollar. Your tax is then figured on the reduced taxable income using the brackets.
Sources & methodology
2025 standard deduction by filing status; taxable income = gross − deduction. Excludes itemizing, credits, and above-the-line adjustments.
- •IRS — standard deduction — IRS
- •Tax Foundation — 2025 — Tax Foundation
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