Mortgage Calculators
Estimate your monthly mortgage payment, affordability, refinancing and payoff — with taxes, insurance and PMI included.
Free ARM calculator. Compare your initial fixed payment with the payment after your adjustable-rate mortgage resets to a higher rate.
Free biweekly mortgage calculator. See how much interest and time you save by paying every two weeks.
Free cash-out refinance calculator. See your new payment and total interest when tapping home equity.
Free closing cost calculator. Estimate lender, title, and fixed fees due at closing on a home purchase.
Free down payment calculator. Find your down payment and loan amount from a home price and percentage.
Free FHA loan calculator. Estimate the payment including upfront and monthly mortgage insurance (MIP).
Free HELOC calculator. Estimate interest-only draw payments and the higher repayment-period payment.
Free home equity loan calculator. Estimate monthly payments and total interest on a home equity loan.
Free interest-only mortgage calculator. See the low interest-only payment and the jump when amortization begins.
Free loan-to-value (LTV) calculator. Find your LTV ratio and home equity.
Free home affordability calculator. See how much house you can afford from income, debts, down payment, property tax and insurance.
Free mortgage calculator: estimate your monthly payment, total interest, and amortization schedule. Adjust price, down payment, rate, and term.
Free mortgage comparison calculator. Compare two mortgage options' payments and lifetime interest, like 15-year vs 30-year.
Free mortgage payoff calculator. See interest and years saved by adding extra to each payment.
Free mortgage points calculator. See the cost of buying discount points, your monthly savings, and the break-even month.
Free mortgage recast calculator. See your new lower payment after a lump-sum principal payment and re-amortization.
Free PMI calculator. Estimate monthly private mortgage insurance and your loan-to-value ratio.
Free refinance calculator. Compare payments and find the break-even point on closing costs.
Free rent vs buy calculator. Compare the full monthly cost of owning a home — mortgage, taxes, insurance and upkeep — against renting.
Free USDA loan calculator. Estimate your monthly payment with 0% down, the 1% upfront fee, and the 0.35% annual USDA fee.
Free VA loan calculator. Estimate the payment including the VA funding fee, with no monthly mortgage insurance.