Retirement Calculators
Plan for retirement — 401(k), IRA, Social Security, RMDs and how long your savings will last.
Free 401(k) calculator. Project your retirement balance from your current 401(k), contributions and return.
Free 401(k) early withdrawal calculator. See what you keep after the 10% penalty and income tax before age 59½.
Free 401(k) match calculator. See how much employer match you earn and whether you're leaving money behind.
Free 403(b) calculator. Project your 403(b) balance at retirement, adjusted for inflation.
Free 457(b) calculator. Project your 457(b) deferred-compensation balance, adjusted for inflation.
Free 72(t) SEPP calculator. Estimate penalty-free early retirement distributions using the amortization method from your balance and life expectancy.
Free annuity payout calculator. See the level monthly and annual income a lump sum provides over a fixed period at a given rate.
Free Coast FIRE calculator. Find the amount you need invested today to coast to retirement.
Free FIRE calculator. Find your financial independence number and years to reach it, projected on an inflation-adjusted return.
Free pension calculator. Estimate a defined-benefit pension from service years, multiplier, and salary.
Free retirement calculator. Estimate your balance at retirement from current savings, monthly contributions and expected return, adjusted for inflation.
Free retirement income calculator. Estimate the monthly income your savings can provide at a chosen withdrawal rate, plus Social Security or pension.
Free retirement withdrawal calculator. Find the level annual amount your savings support over your retirement.
Free RMD calculator. Estimate your required minimum distribution from a traditional IRA or 401(k).
Free Roth conversion calculator. Compare paying tax now to convert versus keeping a traditional IRA taxed at withdrawal.
Free Roth IRA calculator. Project tax-free retirement growth from contributions and return.
Free Roth vs Traditional calculator. Compare the after-tax retirement value of Roth and Traditional contributions based on your tax rate.
Free SEP-IRA calculator. Project your self-employed retirement balance, adjusted for inflation.
Free Social Security calculator. Estimate your monthly benefit at full retirement age using the 2026 PIA bend-point formula.
Free Social Security break-even calculator. Find the age at which delaying benefits outpays claiming early, from your benefit estimates.
Free Solo 401(k) calculator. Project a self-employed retirement balance, adjusted for inflation.
Free traditional IRA calculator. Project your IRA balance at retirement, adjusted for inflation.