Pension Calculator
Estimate a defined-benefit pension from your years of service, plan multiplier, and final average salary.
Your details
Annual pension
$48,000.00
- Monthly pension
- $4,000.00
- Income replacement
- 60.00%
Annual pension$48,000.00
Formula
Annual pension = years of service × multiplier × final average salary. Replacement rate = pension ÷ salary.
Sources & methodology
Uses your plan's formula inputs; check your Summary Plan Description for the exact multiplier and salary definition.
- •U.S. DOL — retirement plans — U.S. DOL
Last updated: 2026-07-20
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