RMD Calculator (Required Minimum Distribution)
Once you reach RMD age, the IRS requires a minimum yearly withdrawal from traditional retirement accounts. Estimate yours.
Your details
Required distribution
$18,248.18
- Monthly
- $1,520.68
Required distribution$18,248.18
Formula
RMD = prior year-end account balance ÷ the IRS Uniform Lifetime Table distribution period for your age.
Sources & methodology
Uses the Uniform Lifetime Table factor you enter; special rules apply for sole spouse beneficiaries more than 10 years younger.
Last updated: 2026-07-20
Also on your phone
Numveo for Android
200+ financial calculators — mortgage, loans, taxes, retirement. Fast, private, and fully offline.
Learn more
Required Minimum Distributions (RMDs) ExplainedWhat RMDs are, why they start at age 73, how the required amount is calculated, and the penalty for missing the deadline.Rule 72(t) / SEPP: Penalty-Free Early Retirement WithdrawalsRule 72(t) explained: how SEPP lets you withdraw from an IRA or 401(k) before 59 1/2 without the 10% penalty, the three IRS methods, and the risks.The 4% Rule ExplainedWhat the 4% rule is, where it comes from, what it assumes, and why some retirees use a lower rate.
Embed this calculator⌄
Paste this into your page — it works with no key and computes in the visitor's browser. The short credit line links back to Numveo; please keep it.
<iframe src="https://numveo.com/embed/rmd-calculator" width="100%" height="640" style="border:0" loading="lazy" title="RMD Calculator (Required Minimum Distribution)"></iframe>
<p style="font:13px/1.5 system-ui,sans-serif;color:#52514e;margin:6px 0"><a href="https://numveo.com/retirement/rmd-calculator" target="_blank" rel="noopener">RMD Calculator (Required Minimum Distribution)</a> by <a href="https://numveo.com" target="_blank" rel="noopener">Numveo</a></p>