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Retirement

Solo 401(k) Calculator

Project a Solo 401(k) — the retirement plan for the self-employed with no employees — in today's dollars.

Your details

Balance at retirement
$1,386,870.09
In today's dollars
$748,064.67
Total contributions
$480,000.00
Investment growth
$906,870.09

Contributions vs growth

$1.4MTotal
Contributions
$480,000.0035%
Growth
$906,870.0965%
Balance at retirement$1,386,870.09

Formula

Future value = current balance compounded monthly plus the future value of monthly contributions, deflated by inflation.

Sources & methodology

Constant return with monthly compounding plus inflation adjustment; excludes contribution limits and taxes.

Last updated: 2026-07-20

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