Traditional IRA Calculator
Project a traditional IRA balance at retirement, with the value shown in today's dollars. Contributions may be tax-deductible; withdrawals are taxed.
Your details
IRA at retirement
$1,073,119.58
- In today's dollars
- $452,181.54
- Total contributions
- $225,000.00
- Investment growth
- $848,119.58
Contributions vs growth
- Contributions
- $225,000.0021%
- Growth
- $848,119.5879%
IRA at retirement$1,073,119.58
Formula
Future value = current balance compounded monthly plus the future value of monthly contributions, deflated by inflation for the real balance.
Sources & methodology
Constant return with monthly compounding plus an inflation adjustment; excludes contribution limits and taxes on withdrawal.
- •U.S. SEC — IRAs — SEC
Last updated: 2026-07-20
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